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Top 10 Online Security Tips Know who you're buying from. Check to see if the merchant has a contact us page posted on the website. If there is no way to contact the merchant, BEWARE. If you don't recognize the merchant, research them online. Avoid merchants with negative consumer feedback. Make sure the merchant website uses a secure server. The url should begin with https and a key or a closed padlock icon should appear at the bottom right corner of the browser window when you enter any secure information such as your password or credit card information. This ensures your personal information is scrambled or encrypted. Try not to use shared computers. When shopping using libraries or computer labs and using a credit card online. Criminals can place keystroke monitoring software onto the computers to allow them to see the sensitive information you've typed. If you don't log out properly, your session can remain open and others can access accounts you've logged in to. Use a credit card. Most credit card companies limit the liability of theircustomers when it comes to fraudulent use of their credit cards. Keep all records of online transactions. When shopping online keep all records of online transactions and cross reference them with your monthly statements. Report any discrepancies to the online merchant immediately. When discarding old statements, make sure they are shredded or destroyed first. Request a copy of your credit report every few months. This allows you to check for any mistakes or suspicious activity. Beware of anyone soliciting privateinformation. No reputable bank or merchant will ever ask for your personal information via email. Never give out personal data. When ordering online never give out personal data (like social security numbers or bank account details) unless you know who you're giving it to, why it is needed, and what will be done with the data. Read a merchant's privacy policy. If there is no privacypolicy, consider shopping elsewhere. Don't use the same password for every site you visit. Having multiple passwords reduces the impact if one of them is compromised.

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